Terms of Service
Last updated: January 2025
1. Acceptance of Terms
By accessing and using CalcMyWealth.com ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these terms, please do not use this Website.
2. Description of Service
CalcMyWealth.com provides free online financial calculators and related educational content. Our services include but are not limited to:
- Mortgage and loan calculators
- Investment and retirement planning calculators
- Tax calculators
- Business financial calculators
- Educational articles and resources
3. Disclaimer of Warranties
THE INFORMATION AND CALCULATIONS PROVIDED ON THIS WEBSITE ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY AND ARE NOT INTENDED AS FINANCIAL, INVESTMENT, TAX, OR LEGAL ADVICE.
We make no warranties or representations about the accuracy or completeness of the content on this Website. The calculations are based on the information you provide and mathematical formulas, but actual results may vary.
4. Limitation of Liability
IN NO EVENT SHALL CALCMYWEALTH.COM, ITS OWNERS, OPERATORS, OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE WEBSITE OR THE CALCULATORS.
You acknowledge that financial decisions should not be based solely on our calculators and that you should consult with qualified professionals before making any financial decisions.
5. User Responsibilities
You agree to:
- Provide accurate information when using our calculators
- Use the Website and calculators for lawful purposes only
- Not attempt to hack, disable, or otherwise interfere with the Website
- Not use automated systems to access the Website without permission
- Respect our intellectual property rights
6. Privacy and Data Protection
Your use of our Website is also governed by our Privacy Policy. We do not store or save any financial information you enter into our calculators. All calculations are performed locally in your browser.
7. Intellectual Property Rights
All content on CalcMyWealth.com, including text, graphics, logos, calculators, and software, is the property of CalcMyWealth.com or its content suppliers and is protected by copyright and other intellectual property laws.
You may not:
- Copy, modify, or distribute our content without permission
- Use our content for commercial purposes
- Create derivative works based on our content
- Reverse engineer our calculators or software
8. Third-Party Links and Content
Our Website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.
9. Advertising
We display advertisements through Google AdSense and other advertising networks. These ads are subject to the respective advertising networks' terms and privacy policies.
10. Modifications to Terms
We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes indicates your acceptance of the modified terms.
11. Termination
We reserve the right to terminate or suspend access to our Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
12. Indemnification
You agree to indemnify and hold harmless CalcMyWealth.com, its owners, operators, and contributors from any claims, losses, damages, liabilities, and expenses arising from your use of the Website or violation of these Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
14. Severability
If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
15. Entire Agreement
These Terms constitute the entire agreement between you and CalcMyWealth.com regarding the use of the Website.
16. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: admin@calcmywealth.com
Website: https://calcmywealth.com/contact.html