Mortgage Payment Calculator

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Disclaimer: This calculator provides estimates for educational purposes only. Results are not guaranteed and should not be considered financial, investment, or tax advice. Always consult with qualified professionals before making financial decisions. Read Full Disclaimer

Your Monthly Payment

$2,417

Principal & Interest + Taxes & Fees

Monthly Breakdown

Principal & Interest $1,917
Property Tax $400
Home Insurance $100
PMI $0
HOA Fees $0
Total Monthly Payment $2,417
Loan Amount
$320,000
Total Interest
$370,120
Total Paid
$690,120
Payoff Date
Jan 2054

How to Use This Mortgage Calculator

Our mortgage payment calculator helps you estimate your monthly home loan payments. Simply enter your home price, down payment, interest rate, and loan term to see a detailed breakdown of your costs.

What's Included in Your Payment:

  • Principal & Interest: The base loan payment
  • Property Tax: Annual tax divided by 12 months
  • Home Insurance: Homeowners insurance premium
  • PMI: Required if down payment is less than 20%
  • HOA Fees: Homeowners association dues if applicable

Use the advanced options to include all costs for a complete picture of your monthly housing expenses.